Help2Buy

Disclaimer

Last updated 15 November 2026

Please read this before relying on anything on help2buy.au.

General information only

Information on this website is general information only. It does not take into account your objectives, financial situation or needs, and is not financial, credit, legal or tax advice. Before making a decision, consider whether it suits your circumstances and seek independent professional advice.

Figures are illustrative

The “$604 a week” figure and any other examples on this site are illustrations, not quotes or offers. The $604 example is based on:

• a $590,000 example price for a 1-bedroom apartment at Killarney Ponds, Box Hill;
• a 2% deposit ($11,800) and a 40% government equity share under the Help to Buy scheme;
• a $342,200 loan at an assumed 6.3% p.a. principal-and-interest rate over 30 years (about $488.80 a week); and
• assumed outgoings of $6,000 a year (about $115.38 a week).

It assumes you are eligible for the scheme and approved by a participating lender. Your actual price, rate, fees, outgoings and repayments will differ. It does not include purchase costs such as stamp duty (unless an exemption applies), legal fees or lender fees.

Scheme eligibility

The Help to Buy scheme is administered by Housing Australia. Eligibility, income and property price caps, and the size of any government share are determined by Housing Australia and participating lenders under the scheme rules, which can change. Any eligibility check we provide is indicative only. The government share is generally repaid when you sell the home, and it moves with the home’s value.

Not affiliated with government

Help2Buy is not a government website. We are not part of, or endorsed by, Housing Australia, the Australian Government or any state government. Official information is at firsthomebuyers.gov.au.

Prices, availability and images

Prices, price ranges, availability, inclusions and specifications are subject to change without notice. Project images may be artist impressions and may differ from the finished building. Always rely on the contract of sale and your own inspections and advice.

Who we are

Help2Buy is a trading name of Property Association Pty Ltd (ABN 92 130 065 075), a licensed real estate agency in New South Wales (corporation licence 1588322, Property and Stock Agents Act 2002 (NSW)). In these pages, “Help2Buy”, “we”, “us” and “our” mean Property Association Pty Ltd trading as Help2Buy.